The National Council on the Aging (NCOA) believes it is critical that the country move beyond the rhetoric of the current Medicare debate and look for real solutions to the serious problems faced by the Medicare Trust Fund and by Medicare beneficiaries. Therefore, NCOA is seeking support to explore the feasibility of a potential market-oriented solution that holds promise for protecting the basic integrity of the Medicare program, providing beneficiaries with more choices, ensuring adequate protection and coverage for individual consumers and saving the government money.